Terms and Conditions

Acceptance of Terms

By accessing this website or using our services, you agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and Orivalenquyst. If you disagree with any provisions, please discontinue use immediately.

Key Definitions

For clarity, the following terms have specific meanings throughout this agreement:

• "Service": Financial planning consultations, analysis, and guidance provided by Orivalenquyst
• "User" or "Client": Any individual or entity accessing our website or engaging our services
• "Content": All information, materials, and resources available through our website and services
• "Account": Your subscription or service agreement with Orivalenquyst

Service Usage

Your use of our services is subject to the following conditions:

Eligibility Requirements

Services are available to individuals aged 18 or older who can enter into legally binding agreements. Business entities must have appropriate authorization to engage our services.

Orivalenquyst financial planning logo: Orivalenquyst financial planning logo

Account Responsibilities

• Provide accurate and complete information during registration and consultations
• Maintain confidentiality of account credentials and notify us of unauthorized access
• Use services only for lawful purposes and in accordance with these terms
• Pay fees promptly according to agreed payment terms and conditions

Prohibited Activities

The following activities are strictly prohibited:

• Using services for illegal activities or to violate applicable laws or regulations
• Attempting to gain unauthorized access to our systems, networks, or other accounts
• Reproducing, distributing, or creating derivative works from our content without permission
• Interfering with or disrupting the integrity or performance of our services
• Impersonating others or providing false information during registration or service use
• Using automated systems to access services without explicit written authorization

Intellectual Property Rights

All website content, including text, graphics, logos, and software, is owned by Orivalenquyst or licensed partners and protected by intellectual property laws.

We grant you a limited, non-exclusive license to access and use our services for personal or business consultation purposes only.

User-Generated Content

You retain ownership of information you provide during consultations, while granting us permission to use this information to deliver services effectively.

By providing information, you grant Orivalenquyst a non-exclusive license to use, store, and process this data for service delivery and improvement purposes.

You are responsible for ensuring that information provided is accurate, complete, and does not violate third-party rights or applicable laws.

Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information in accordance with applicable data protection laws. Privacy Policy

Service Disclaimers

Services are provided "as is" without warranties of any kind. We do not guarantee specific outcomes or results from using our consultation services.

We disclaim all warranties, express or implied, including merchantability, fitness for particular purposes, and non-infringement to the fullest extent permitted by law.

All financial decisions carry inherent risks. Values may fluctuate and you may receive back less than originally invested

Liability Limitations

To the maximum extent permitted by law, our liability for any claims arising from service use is limited to the amount paid for services in the 12 months preceding the claim.

In no event shall Orivalenquyst be liable for indirect, incidental, special, consequential, or punitive damages, regardless of the cause of action.

User Indemnification

You agree to indemnify and hold harmless Orivalenquyst from claims, damages, or expenses arising from your use of services, violation of terms, or infringement of third-party rights.

Service Termination

Either party may terminate the service agreement with appropriate notice as specified in your subscription terms or service contract.

Upon termination, your access to services will cease, though certain provisions of these terms may survive termination as necessary.

Resolving Disputes

We prefer to resolve disputes amicably through direct communication and alternative dispute resolution methods:

If arbitration is not available or appropriate, disputes will be resolved through competent UK courts.

Applicable Law

These terms are governed by English and Welsh law, with disputes subject to the jurisdiction of English and Welsh courts.

Terms Modifications

We reserve the right to modify these terms at any time. Material changes will be communicated through our website or direct notification.

Continued use of services after term modifications constitutes acceptance of the updated terms and conditions.

Severability Provision

If any provision of these terms is deemed unenforceable, the remaining provisions shall continue in full force and effect.

Complete Agreement

These terms, along with our Privacy Policy and service agreements, constitute the complete agreement between you and Orivalenquyst regarding service use.

Contact Information

For questions about these terms or our services, please contact us using the information provided throughout our website.